No more spreadsheets. No more mental math. Just a money system that actually works for how you live.
Sound familiar? When all your money sits in one pot, it's impossible to know what's for rent, groceries, or saving for that family trip.
Rent, school fees, groceries, emergencies—all mixed together. You plan to save, but somehow the money's gone by month-end.
You budget in one app, spend via another, and track... well, you try to. By the time you realize you've overspent, it's too late.
82% of Kenyan households struggle to stick to a budget. Not because they don't care—but because managing money shouldn't be this hard.
Flexiwallets makes money management proactive, not reactive. Create wallets for each priority, fund them intentionally, and spend with confidence.
Plan ahead by creating wallets for rent, groceries, savings—anything that matters. No more scrambling at month-end.
See what's available vs. what's allocated. Every wallet shows real-time balances and transaction history.
Lock wallets, set spending limits, or adjust budgets in real-time. Stay flexible without losing control.
Manage money transparently with your partner or family. Everyone sees the plan and stays on track together.
I want to...
Create structure with budgets, wallets, and goals all in one place
Get StartedSee exactly where your money is and what it's for—no more guessing
Make ChangeShared budgets and transparent spending keep everyone on the same page
Conquer ConflictSet savings goals and track progress automatically with smart wallets
Start SavingAllocate funds strategically and prevent overspending with smart limits
Destroy DebtTrack multiple goals, automate contributions, and see real progress
Achieve GoalsSet spending limits and lock funds to keep your budget on track
Take ControlSave separately for major expenses without disrupting your budget
Start PlanningThree simple steps to take control of your money
Set up wallets for each priority—rent, groceries, kids' school fees, emergency fund. Or use our smart budget templates.
When money comes in, allocate it to your wallets. Deposit from M-Pesa, bank, or anywhere. Your plan stays funded.
Pay bills, track spending, and see what's left—all in real-time. No more guessing. No more surprises.
87% of FlexiWallets users feel less money stress within their first month. You're next.
Our method has only one ingredient: Assign every shilling to a wallet or goal. We'll teach you how.
Our app will guide you through the process of making a flexible, proactive plan to cover what you need and get what you want.
Improve relationships, reduce stress, and reach your goals by learning how to use your money to live a life you love.
Over 80% of Kenyan families struggle with money management. Not anymore.
Create shared budgets with your partner. Track family expenses, manage household wallets, and save for goals together—with complete transparency.
Both partners see and manage money together. No surprises, no conflicts.
Save for school fees, family vacation, or emergency fund—with progress you can see.
Everyone knows what's planned, what's spent, and what's left. Peace of mind for the whole family.
Teach your children financial responsibility with supervised accounts. They learn to budget, save, and spend wisely—while you stay in control.
Parents set limits, approve spending, and track activity in real-time.
Kids learn by doing—managing their own wallets, setting goals, and making smart choices.
Set spending limits, lock wallets, and get notifications on every transaction.
Transactions Processed
Money Managed
Active Budgets Created
Running a business? Flexiwallets gives you the financial clarity and control you need to grow with confidence.
Track every shilling with smart categorization and real-time reporting.
Assign department budgets and give your team autonomy with control.
Generate detailed cash flow and expense reports instantly.
Pay direct to Send Money, PayBills and Tills from your budgets.
1 Month Free use • Safe and Secure • Pettycash Management
Reduction in Wasted Spend with Structured Controls*
Higher Likelihood of Positive Cash Flow
Drop in Fraud & Duplicate Approvals
"Flexiwallets finally gave me visibility across both my shops. I approve with context, not guesswork."
— Gicheru Bob, Business Owner
Play our interactive games and see how good you are at managing money. Then do it for real with Flexiwallets.
Built by Kenyans, for Kenyans
Founder & CEO
Product builder with 10+ years in fintech. Former tech lead at a lending platform, now driving AI-powered financial tools.
Finance & Operations Lead
11+ years in revenue assurance and financial planning. Ensures Flexiwallets scales sustainably.
Lead Developer
Backend specialist building secure, scalable financial systems. Keeps Flexiwallets fast and reliable.
Join Kenyan families who've stopped stressing about money and started living with confidence.
No credit card required • Free to start • Works on any device
